A Gift That Keeps on Giving
The holiday season is upon us and what better way to celebrate this special moment than with family, spreading joy and exchanging gifts.
If you are among those who always struggle when it’s time to figure out what kind of holiday present to buy for your loved ones, why not opt for something that may seem unusual at first, but is actually a better gift in the long run? As a holiday present this year, why not give your children, parents, spouses or friends an investment product that will provide them with solid returns and can act as an extra income? it’s a gift that keeps on giving.
Lend Money and Share Your Blessings
There is a growing number of websites allowing you to lend money to other people. The service is called peer-to-peer lending and it is becoming more and more popular with Indonesian investors, old and young alike.
Mekar.id is one of the websites offering peer-to-peer lending services. What is unique about Mekar is that all the borrowers on this platform are small business owners, so when you lend money through Mekar, you are lending to small businesses; your money is used to fund production or business expansion. This means that by lending through Mekar, you are helping these businesses grow and thrive. Now, isn’t this a wonderful way to spread the holiday spirit and share your blessings with others?
Lending as a gift for the family
Another great thing about peer-to-peer lending is you can expect to earn quite a sizeable return. In Mekar, you can get an average of 10% a year, or up to 16% a year if you use the Reinvest feature, which basically works like a revolving-loan fund.
Instead of buying another expensive toy that your children will probably play with for a week or two before they toss it in the toy box along with hundreds other toys they own, this year, why not lend money in their name? Or your spouse’s name? This way, they can enjoy both the extra income and the joy of helping others.
You can start lending today. Browse Mekar’s loan list to see the loans available for you to fund.
Careful, you may lose it all
One thing to keep in mind is that in most platforms, there is always a risk of losing your money. If a borrower defaults on a loan you’ve invested on, chances are you will lose not only your expected returns, but also your initial investment. This is of course something you would want to avoid when you are gifting this peer-to-peer lending investment to your loved ones.
The good news is, when you lend through Mekar, your initial investment is 100% guaranteed. This guarantee is provided by Mekar’s lending partners, which are all major savings and loan cooperatives with years of experience under their belt. With this guarantee, you won’t have to worry about your investment gift going bust and leaving those who have received it with nothing in the end.