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For business owners, access to financing can be an important factor in maintaining operations and growing their businesses. Capital is needed for various purposes, from purchasing raw materials and fulfilling orders to managing cash flow and increasing production capacity. However, every business has different financing needs. This is where the development of fintech lending provides new options for individuals and businesses to access financing through digital technology. Fr

In the past, financial services were almost always associated with banks. Saving money, transferring funds, applying for loans, and making payments were all activities carried out through banking institutions. Today, technological advancements have made many of these activities easier to access through digital devices. Payments can now be made through apps, investments can be accessed online, and financing needs come with more options. These changes have contributed to the gr

Jakarta, August 14, 2026 – PT Mekar Investama Teknologi (MEKAR), a fintech lending company and part of the MEKAR Ecosystem, has once again received recognition for its performance and journey in the financial technology industry through the Infobank Financial Technology Award 2026, in the category of “The Excellent Performance Financial Technology Company 2026 (Asset Class Under IDR 100 Billion).” The award represents recognition of MEKAR’s ongoing journey in supporting produ

Often, we feel that the AI we use does not meet our expectations and assume that the AI simply isn't smart enough. However, the problem is not always with the AI itself. The less information you provide, the more difficult it is for AI to generate responses that meet your expectations. AI is capable of generating content ideas, drafting emails, analyzing data, and even assisting with learning. However, the quality of its output depends greatly on how we provide instructions.

"It's strange. My previous salary used to feel enough. Now that I'm earning more, why does my money still run out so quickly?" Many people believe that a salary increase will automatically lead to better financial well-being. The logic seems simple: if your income increases, you should be able to save more. However, reality is not always that straightforward. Without realizing it, as income grows, our lifestyle often changes as well. Lunch at a local favorite eatery is replac

"If my salary increased, I'd definitely feel more at ease financially." This thought has probably crossed many people's minds. It often feels as though all financial problems would disappear if only our income were higher. However, reality isn't always that simple. Have you ever met someone with a high income who still feels like they run out of money before the end of the month? On the other hand, there are people with average incomes who manage to save regularly, build an e

Have you ever bought a cup of coffee, paid for parking, or gone shopping without using cash at all? Today, this has become part of everyday life. With just a smartphone, various transactions can be completed in seconds. This shift in consumer behavior is one of the key indicators of the growing cashless society, where people increasingly rely on digital payment methods for their daily activities. A cashless society refers to a system in which transactions are primarily conduc

MEKAR was honored to welcome Republic Polytechnic Singapore to its headquarters at Sampoerna Strategic Square, Jakarta, as part of the Travel & Learn Programme to Jakarta 2026. The programme brought together around 30 participants, including academics, founders, business leaders, investors, and professionals from diverse industries such as technology, fintech, cybersecurity, digital media, food innovation, consulting, payment services, and many others. The visit served as a p

Being a content creator is no longer just a hobby. From creating videos and writing articles to sharing content on social media, many creators have successfully turned their creativity into a source of income. Whether through brand endorsements, affiliate marketing, platform monetization, or selling digital products and services, content creation has become a promising business opportunity. However, amid the excitement of creating content, one important aspect is often overlo