MSMEs Emergency Fund: A Lifesaver for Unexpected Business Challenges
Every business owner hopes their business will run smoothly and continue to grow. However, in reality, the business world is always filled with unpredictable risks, such as declining sales, rising raw material prices, or unstable economic conditions. That is why having an emergency fund is one of the most important steps in maintaining business sustainability, especially for Micro, Small, and Medium Enterprises (MSMEs). An emergency fund acts as a financial buffer that helps
Does Your Salary Always Run Out Before the End of the Month? It Might Not Be About Your Income
Managing personal finances is essential, yet often overlooked. Many people feel their income is sufficient, but still struggle to save or even run out of money by the end of the month. This situation is usually not caused by how much you earn, but by a lack of proper financial planning and management. Without a clear strategy, expenses can easily exceed limits without being noticed. Why Does Your Salary Run Out So Quickly? One of the most common reasons is the absence of a fi
Growing Together with Farmers: Why MEKAR Focuses on the Agricultural Sector
MEKAR strengthens its focus on agriculture to support farmer productivity and sustainable growth in Indonesia.
West Sumatra Regional Government Appreciates MEKAR’s Support in the Simultaneous Corn Planting Program
The West Sumatra regional government expressed its appreciation for MEKAR’s involvement together with Paten Mekar Tani in supporting the Q1 2026 Simultaneous Corn Planting program held in Padang Pariaman Regency.
How to Save Money Daily: 15 Small Habits That Keep Your Wallet Safe
Saving money every day doesn’t mean being stingy or making life miserable. It’s about becoming more mindful of small spending so your money has room for bigger goals—an emergency fund, lighter debt payments, and consistent savings. 1) Start by “tracking first,” not “cutting first” For 7 days, write down every expense—no matter how small. You’ll quickly spot the biggest leaks (usually impulse snacks, delivery fees, or subscriptions you rarely use). Once you see the pattern, de
Gold Prices Soar in 2026! Good News or a Challenge for MSMEs?
Gold prices in 2026 continue to reach new record highs. Many people are increasingly tempted to start investing, and quite a few see gold as a “safe haven” asset amid uncertain economic conditions. But what exactly is causing gold prices to keep rising, and how does it impact MSMEs? Why Do Gold Prices Keep Rising? Simply put, gold prices increase due to economic uncertainty and inflation. Gold has long been considered one of the most stable assets throughout history. When cur
MEKAR Upgrades to ISO 27001:2022 Certification, Strengthening Data and Information Security Standards
MEKAR upgrades to ISO 27001:2022 certification, reinforcing its commitment to data protection and information security in the digital era.
Service Announcement: MEKAR Holiday Schedule for Nyepi and Eid al-Fitr
MEKAR services will be temporarily closed for Nyepi and Eid and resume on March 25, 2026.
QRIS is Becoming More Popular, What Does It Mean for MSMEs?
Digital payments are increasingly becoming part of daily life in Indonesia. One of the fastest-growing systems is the Quick Response Code Indonesian Standard (QRIS). Through QRIS, users can make payments simply by scanning a QR code using mobile banking apps or digital wallets. As digital payments grow, QRIS is now widely adopted by Micro, Small, and Medium Enterprises (MSMEs) as a practical, fast, and efficient payment method. QRIS Transactions Continue to Grow In recent yea