Every business owner hopes their business will run smoothly and continue to grow. However, in reality, the business world is always filled with unpredictable risks, such as declining sales, rising raw material prices, or unstable economic conditions. That is why having an emergency fund is one of the most important steps in maintaining business sustainability, especially for Micro, Small, and Medium Enterprises (MSMEs). An emergency fund acts as a financial buffer that helps

Gold prices in 2026 continue to reach new record highs. Many people are increasingly tempted to start investing, and quite a few see gold as a “safe haven” asset amid uncertain economic conditions. But what exactly is causing gold prices to keep rising, and how does it impact MSMEs? Why Do Gold Prices Keep Rising? Simply put, gold prices increase due to economic uncertainty and inflation. Gold has long been considered one of the most stable assets throughout history. When cur

As Eid al-Fitr approaches , the tradition of sharing gifts or hampers becomes increasingly popular. Many people send hampers to family, friends, and colleagues as a way to maintain relationships. This situation creates an attractive business opportunity, especially for MSMEs. Some of the most in-demand hampers include snack packages, cookies, beverages, and local product bundles. In addition, attractive packaging can significantly increase the product’s perceived value. Busi

Ramadan is often a season full of business opportunities. During this period, consumer spending tends to rise, especially for food, clothing, and gift items such as hampers. For MSMEs, this moment can be leveraged to boost sales if supported by the right strategies. Understanding Consumer Needs During Ramadan, many consumers look for products related to religious activities, iftar meals, and gifts for family or colleagues. Understanding these consumption patterns helps busine

Ramadan is often a period filled with business opportunities. During this time, demand for various products tends to increase significantly, ranging from food and clothing to household essentials. For many businesses, Ramadan is one of the highest sales periods of the year. However, this surge in demand must be anticipated with proper preparation to ensure smooth business operations. One important step is to ensure sufficient product stock early on. With adequate inventory pr

Toko Kopi Tuku. (Instagram) Starting a business from scratch is not an easy journey. There are many challenges to face, from limited capital and market competition to building customer trust. However, for some entrepreneurs, these challenges become motivation to keep growing. One inspiring story comes from Andanu Prasetyo , the founder of the local coffee brand Kopi Tuku . He started his business in 2015 by opening a small coffee shop in Cipete, South Jakarta. In its early da