Setting the right product price is one of the most important decisions in running a business. A price that is too high can make a product less competitive, while a price that is too low may reduce potential profit. Therefore, Mekar Friends need to consider several factors before determining the price of their products. 1. Calculate Production Costs Thoroughly The first step is to calculate the total production cost . These costs may include: raw material costs labor costs pa

Not all storms arrive with loud thunder. For some, they come quietly—through piling bills, relentless debt collection calls, and anxiety that lingers every single day. That was the reality faced by Ade Harfiah (44), a factory worker in Tangerang. As a mother of three, she had to divide her time between work, taking care of her family, and ensuring daily household needs were met. However, a few years ago, financial pressure led her into online loans. At first, it seemed like a

Technological advancements have transformed many aspects of daily life, including how people access financial services. One innovation that continues to grow today is financial technology , commonly known as fintech . Fintech refers to the use of digital technology to provide financial services that are faster, easier, and more efficient. Through fintech, people can now perform various financial activities online without having to visit financial institutions in person. Vario

Many business owners focus on increasing sales but often overlook one important aspect: managing cash flow . In fact, cash flow is one of the key factors that determine the sustainability of a business. Cash flow describes how money flows in and out of a business . If it is not managed properly, a business may face financial difficulties even when sales are relatively high. That is why it is important for business owners to understand how to manage cash flow so their business

Managing finances is not only about how much income you earn, but also about how wisely you manage it. Without proper financial management, expenses can easily exceed what was originally planned and make your financial condition less stable. Many people only realize the importance of financial management when they face urgent needs or unexpected expenses. Therefore, building healthy financial habits early on is an important step to keep your financial condition secure. One s

MEKAR joins IFC 2025 conference to share insights on digital finance innovation and inclusive financing for MSMEs and agriculture.