MEKAR Wins Fintech Innovation Award, Expands Financing Access for Employees and MSMEs
- MEKAR

- Jan 29, 2025
- 2 min read

Jakarta, February 2025 – PT Mekar Investama Teknologi (MEKAR), a licensed fintech lending platform focused on empowering underserved segments, continues to strengthen its role in expanding financial inclusion and driving social impact across Indonesia.
This commitment has earned MEKAR the recognition as “The Most Innovative P2P Lending Platform in Indonesia”at the International Finance Awards 2024. The award, presented in Bangkok on February 21, 2025, highlights MEKAR’s dedication to delivering inclusive, innovative, and impactful financial solutions.
MEKAR’s President Director, Pandu Aditya Kristy, emphasized that the company is redefining productive financing by expanding beyond traditional working capital solutions.
“Through collaboration with various funding distribution networks, we aim to empower individuals, particularly employees, by providing financial literacy and tailored financing solutions that meet their needs,” said Pandu.
MEKAR offers financing products with longer tenors and more competitive costs, enabling employees to improve their productivity and financial stability. These facilities can be used for various purposes, including education, emergency needs, and high-interest debt consolidation.
In addition to individual financing, MEKAR has also expanded its reach to small and medium enterprises (SMEs), complementing its strong focus on micro and ultra-micro businesses. This expansion is aimed at supporting job creation and driving broader economic growth.
In 2024, MEKAR also strengthened its contribution to Indonesia’s agricultural sector through the development of a collaborative ecosystem. Through this initiative, MEKAR has provided financing to more than 20,000 farmers in West and Central Java, introducing a safer and more effective financing model.
Since its establishment, MEKAR has disbursed over IDR 1.5 trillion (approximately USD 92 million) in funding, with an outstanding loan portfolio reaching IDR 530 billion.
With its innovation-driven approach, MEKAR continues to strengthen its position as a transformative force in Indonesia’s fintech ecosystem, while expanding its impact across employees, MSMEs, and productive sectors.


