Micro, Small, and Medium Enterprises (MSMEs) are the backbone of Indonesia’s economy, with many driven by women who play a vital role in supporting household income. However, many micro-entrepreneurs still face significant challenges, particularly limited access to funding. This was once the case for Yuli Hertati , the owner of a chicken noodle stall (Warung Mie Ayam) in Cikupa, Tangerang. What is now a permanent food stall began as a simple pushcart, which her husband would